Appraisal services for Chicago and Cook County homeowners
The top seven reasons IL homeowners need Roth Real Estate Appraisal Services:
Do you own a house in or near Chicago? Do you need help determining the value of your real estate?
At Roth Real Estate Appraisal Services, we understand the unique needs of a homeowner seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Roth Real Estate Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are seasoned in helping customers just like you delete unwanted PMI insurance. Challenging a property tax assessmentLets say you live in an area that's going down -- your local tax assessor may have your home overvalued. That means you are probably paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Roth Real Estate Appraisal Services is your best weapon when contesting your property tax assessment. Recently got a freeze your HELOC?Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. Not only can this be inopportune from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Roth Real Estate Appraisal Services can help you reinstate your HELOC. We Provide Field and Desktop Appraisal Review ServicesDo you need a seasoned expert to double-check your appraisal for preciseness, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can We can assist you Even though this is typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property. |